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The Shared Ownership scheme aims to help people on low to moderate incomes purchase a property.
Applicants must use the property as their permanent, primary and sole residence so you cannot be considered if you already own another home or plan to buy to sublet. Like other home owners, you are responsible for all internal and external repairs and any on-going maintenance costs.
We are not building any new shared ownership properties at the moment but please see below for properties currently being marketed for sale.
You need to meet one of the following criteria (do not currently own a home, first time buyer, living in insecure accommodation, member of the Armed Forces, veterans who left the Armed Forces within the past 2 years, widowers and other partners of service personnel killed in action for up to 2 years after death) and we will assess this through completing a Resales application form.
New Supply Shared Equity aims to help people on low to moderate incomes to purchase a property where it is affordable for them over the long term, such as:
The Scottish Government will keep a financial stake in the property so you do not have to fund all of it. You will pay for the majority share in the property (normally between 60 and 80%) and the Scottish Government will hold the remaining share under a Shared Equity agreement which they will enter into with you.
We are not building any new shared ownership properties at the moment, any existing Shared Equity owners who wish to sell their property will do so on the Open Market.